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What is the retirement age? Are you eligible? What is Medicare Supplement insurance? What are Medicare Advantage plans? Watch out for illegal practices When is Medigap guaranteed issue? Deadlines to Know Get a personalized price comparison Check Medigap Prices The Medicare Prescription Drug Act Contact insurance companies What does Medicare cover? About Medigap Plans Plan Your Coverage What are the gaps in Medicare coverage?

The Medicare Prescription Drug Act

The Medicare Prescription Drug, Improvement and Modernization Act (MMA) was passed in 2003. This legislation created Medicare Part D: Prescription Drug Coverage effective January 2006. Coverage is only available by private companies that have been approved by Medicare, not through the Medicare program directly.

You can obtain coverage by either directly purchasing Part D coverage through a plan sponsor or in combination with enrollment in a Medicare Advantage health plan offering drug coverage. These drug plans are standardized across providers but they are required to offer a minimum level of coverage.

To assist you in the selection of a health benefit package complete with prescription drug coverage, please refer to Weiss Ratings’ Consumer Guide to Medicare Prescription Drug Coverage.