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What can I do during the annual open enrollment period? Is it too late to join a prescription drug plan? Can I switch Medicare supplement plans? Why you might switch Medigap plans How to change your Medigap plan Deadlines for changing your Medigap plan Get a personalized price comparison Check Medigap Rates Selecting a Medigap plan Compare Medigap plan benefits Contact insurance companies

What can I do during the annual open enrollment period?

Every year, from October 15 to December 7, you can change your Medicare Advantage and Medicare prescription drug coverage effective on January 1. Specifically, you can:

  • Change from Original Medicare to a Medicare Advantage plan.
  • Change from a Medicare Advantage plan back to Original Medicare.
  • Switch from one Medicare Advantage plan to another one.
  • Join a Medicare prescription drug plan.
  • Switch from one Medicare prescription drug plan to another one.
  • Drop your Medicare prescription drug coverage completely.

If you join a Medicare Advantage plan and don’t like it for any reason, from January 1 to February 14 of each year you can:

  • Leave your plan and switch back to Original Medicare.
  • Join a Medicare prescription drug plan if you switch back to Original Medicare.

During this period, you cannot:

  • Switch from Original Medicare to a Medicare Advantage plan.
  • Switch from one Medicare Advantage plan to another.
  • Switch from one Medicare prescription drug plan to another one.
  • Join, switch or drop a Medicare Medical Savings Account plan