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What does Medicare cover?
Medicare health insurance has two parts, A and B.
Part A, hospital insurance, covers the following services:
Hospitalization includes semiprivate room and board, general nursing and other hospital services and supplies. Also covered, up to 90 days inpatient healthcare in an approved psychiatric hospital.
The amount of Medicare coverage for hospitalization is based on the following benefit periods:
Skilled Nursing Facility Care
You must have been in a hospital for at least three days, enter a Medicare-approved facility generally within 30 days after hospital discharge and meet other program requirements. Medicare coverage for skilled nursing facility care is based on the following benefit periods:
Remember, neither Medicare nor Medicare supplement insurance will pay for most nursing home care.
Home Health Care
Home health care includes part-time or intermittent skilled care, home health services, physical and occupational therapy, durable medical equipment and supplies and other services.
Hospice care includes drugs for symptom control and pain relief, medical and support services from a Medicare-approved hospice, and other services not otherwise covered by Medicare.
Blood services are included when furnished by a hospital or a skilled nursing facility during a covered stay.