1. Getting Started
  2. Review Coverage
  3. Compare Plans
What can I do during the annual open enrollment period? Is it too late to join a prescription drug plan? Can I switch Medicare supplement plans? Why you might switch Medigap plans How to change your Medigap plan Deadlines for changing your Medigap plan Get a personalized price comparison Check Medigap Rates Selecting a Medigap plan Compare Medigap plan benefits Contact insurance companies

Compare Medigap plan benefits

The chart below shows basic information about the different benefits Medigap policies cover.
X = the plan covers 100% of this benefit
Blank = the policy doesn’t cover that benefit
% = the plan covers the percentage of this benefit
N/A = not applicable

Medigap Plans
Medigap Benefits A B C D F* G K L M N
Part A coinsurance and hospital costs up to an additional 365 days after Medicare benefits are used up X X X X X X X X X X
Part B coinsurance or copayment X X X X X X 50% 75% X X***
Blood (first 3 pints) X X X X X X 50% 75% X X
Part A hospice care coinsurance or copayment X X X X X X 50% 75% X X
Skilled nursing facility care coinsurance X X X X 50% 75% X X
Part A deductible X X X X X 50% 75% 50% X
Part B deductible X X
Part B excess charges X X
Foreign travel exchange (up to plan limits) 80% 80% 80% 80% 80% 80%
Out-of-pocket limit** N/A N/A N/A N/A N/A N/A $5,240 $2,620 N/A N/A

*Plan F also offers a high-deductible plan.  If you choose this option, this means you must pay for Medicare-covered cost up to the deductible amount of $2,240 in 2018 before your Medigap plan pays anything.
**After you meet your out-of-pocket yearly limit and your yearly Part B deductible, the Medigap plan pays 100% of covered services for the rest of the calendar year.
***Plan N pays 100% of the Part B coinsurance, except for a copayment of up to $20 for some office visits and up to a $50 copayment for emergency room visits that don’t result in inpatient admission.