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What is the retirement age? Are you eligible? What is Medicare Supplement insurance? What are Medicare Advantage plans? Watch out for illegal practices About Medigap Plans When is Medigap guaranteed issue? Deadlines to Know Get a personalized price comparison Check Medigap Prices Plan Your Coverage The Medicare Prescription Drug Act What are the gaps in Medicare coverage? What does Medicare cover? Contact insurance companies

Watch out for illegal practices

The following activities are illegal, and you should call the Inspector General’s hotline at 1-800-HHS-TIPS if you believe one of these laws has been broken.  No one can:

  • Pressure you into buying a Medigap policy
  • Lie to or mislead you into switching from one company or policy to another
  • Sell you a second Medigap policy when they know you already have one, unless you tell them in writing that you plan to cancel your existing policy
  • Sell you a Medigap policy if they know you have Medicaid
  • Sell you a Medigap policy if they know you have a Medicare Advantage plan unless your coverage will end before the Medigap policy goes into effect
  • Claim that a Medigap policy is part of the Medicare program or any other federal program.
  • Claim that a Medicare Advantage plan is a Medigap policy
  • Sell you a Medigap policy that can’t legally be sold in your state
  • Misuse the names or symbols of the U.S. Department of Health & Human Services (HHS), Social Security Administration (SSA), Centers for Medicare & Medicaid Services (CMS) or any programs like Medicare in such a way as to suggest that the Medigap policy is recommended or approved by them.
  • Claim to be a Medicare representative if they work for a Medigap insurer.
  • Sell you a Medicare Advantage plan when you say you want to stay with Original Medcare and buy a Medigap plan.