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About Medigap Plans
To make comparing policies from one insurer to another easier Congress standardized and simplified Medigap plans. This means that all Medigap insurers offer the same exact policy (though some companies may offer only a few of the plans). If you live in Wisconsin, Massachusetts, or Minnesota there are different types of Medigap plans that are sold in your state but are still standardized across insurers in each state.
It is important to remember that premiums on Medigap plans can vary greatly, depending on the plan you choose and from which company you buy. Coverage is more expansive than through a Medicare Advantage plan but at a higher price. The advantage of a Medigap policy is that it offers you the freedom to choose your own doctors or specialists and coverage regardless of which clinic or hospital you utilize.